Ms. Laura Sturm serves as Founder, Independent Broker and Agent of Senior Educational Advocates, where she leads an education-driven practice dedicated to helping seniors understand Medicare options and retirement wealth strategies. Her work centers on empowering individuals to make informed, confident decisions about their healthcare coverage and financial futures.

Ms. Sturm’s areas of specialty include Medicare guidance and plan selection, retirement wealth strategies, and Social Security benefits planning with a particular emphasis on women, widows, and seniors navigating the workplace longer. She is also known for IRMAA planning to help high earners navigate complex Medicare rules and avoid unnecessary costs. Her comprehensive, tri-level protection approach integrates Medicare guidance, financial strategies, and spiritual advisement.

Through regular seminars and educational events across multiple cities, Ms. Sturm and her trusted team provide accessible guidance to the community. She does not charge clients for her services and is compensated by the insurance providers she represents, allowing her to keep the focus squarely on education, awareness, and long-term financial security.

Ms. Sturm’s career began after witnessing her parents lose their financial security due to decisions, they were unaware of. This alone brought an awareness that led to her passion in helping educate others in a complex confusing landscape of time-lines with penalties, taxes, and medical inflation while collecting Social Security benefits, resulting in an erosion of net income. Guided by her faith over more than two decades, she first assisted her family and then expanded into professional practice, cultivating expertise in areas where people were underserved or misinformed. Today, most of her work is referral-based, and she moves millions of dollars in assets annually while collaborating closely with a trusted team of financial and spiritual advisors.

Her training includes a bachelor’s degree in business from Steven F. Austin University. She is a National Social Security Advisor and holds the IRMAA Certified Planner certification, making her one of only a few planners in Texas qualified to assist high earners with the complexities of Medicare and related cost structures.

Ms. Sturm has been recognized as a Pinnacle Professional Member Inner Circle of Excellence, reflecting her commitment to client education and advocacy in Medicare and retirement planning.

Guided by her faith, Ms. Sturm’s philosophy centers on education, guidance, and protection, helping clients make informed choices rather than simply purchasing products. After becoming a widow on April 10, 2026, she gained an even deeper personal understanding of how life changing events can unexpectedly affect retirement goals and financial security. This experience reinforces a message central to her work: having a thoughtful plan deserves a seat at the retirement planning table. Looking ahead, Ms. Sturm aims to broaden her seminar offerings and continue advancing a client first, knowledge based approach that helps individuals prepare for the unexpected while building lasting financial confidence and security.